:root{
  --ink:#10213a;--text:#2b3a4e;--muted:#5d6b7e;--navy:#13355b;--accent:#0f7b6c;--accent-soft:#e6f4f1;
  --wa:#1a9e4f;--wa-dark:#14803f;--bg:#ffffff;--bg-alt:#f4f7fa;--line:#dde4ec;--warn:#fff6e5;--warn-line:#e3a33b;
  --radius:14px;--max:1080px;
  --font:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font);font-size:17px;line-height:1.6;color:var(--text);background:var(--bg)}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--navy)}
a:hover{color:var(--accent)}
h1,h2,h3{color:var(--ink);line-height:1.2;margin:0 0 .6em}
h1{font-size:clamp(1.9rem,4.6vw,2.9rem);letter-spacing:-.02em}
h2{font-size:clamp(1.45rem,3vw,1.95rem);letter-spacing:-.01em}
h3{font-size:1.15rem}
p{margin:0 0 1em}
ul,ol{padding-left:1.25em;margin:0 0 1em}
li{margin-bottom:.4em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 16px}
.skip{position:absolute;left:-999px}.skip:focus{left:16px;top:8px;background:#fff;padding:8px 12px;z-index:99}

/* header */
.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(6px);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:64px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:750;font-size:1.08rem;letter-spacing:-.01em}
.brand svg{width:30px;height:30px;flex:none}
.brand small{display:block;font-weight:500;font-size:.72rem;color:var(--muted);letter-spacing:0}
.nav{display:flex;align-items:center;gap:22px}
.nav a{text-decoration:none;color:var(--text);font-size:.95rem}
.nav a:hover,.nav a[aria-current=page]{color:var(--accent)}
.menu{display:none}
@media (max-width:860px){
  .nav{display:none}
  .menu{display:block;position:relative}
  .menu summary{list-style:none;cursor:pointer;padding:8px 12px;border:1px solid var(--line);border-radius:10px;font-size:.95rem}
  .menu summary::-webkit-details-marker{display:none}
  .menu nav{position:absolute;right:0;top:calc(100% + 8px);background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 12px 30px rgba(16,33,58,.12);padding:8px;min-width:230px}
  .menu nav a{display:block;padding:10px 12px;text-decoration:none;color:var(--text);border-radius:8px}
  .menu nav a:hover{background:var(--bg-alt)}
}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 22px;border-radius:999px;font-weight:700;text-decoration:none;font-size:1rem;line-height:1.2;transition:background .15s,transform .15s}
.btn-wa{background:var(--wa);color:#fff}
.btn-wa:hover{background:var(--wa-dark);color:#fff;transform:translateY(-1px)}
.btn-wa svg{width:20px;height:20px}
.btn-ghost{border:1.5px solid var(--navy);color:var(--navy)}
.btn-ghost:hover{background:var(--navy);color:#fff}
.btn-sm{padding:9px 16px;font-size:.9rem}

/* hero */
.hero{background:linear-gradient(180deg,var(--bg-alt),#fff);padding:56px 0 48px;border-bottom:1px solid var(--line)}
.hero-grid{display:grid;grid-template-columns:1.25fr .9fr;gap:40px;align-items:center}
.eyebrow{display:inline-block;font-size:.8rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--accent);margin-bottom:12px}
.lead{font-size:1.13rem;color:var(--text);max-width:40em}
.price-pill{display:inline-flex;flex-wrap:wrap;gap:6px 14px;align-items:baseline;background:#fff;border:1px solid var(--line);border-radius:12px;padding:10px 16px;margin:6px 0 22px}
.price-pill strong{font-size:1.5rem;color:var(--ink)}
.price-pill span{color:var(--muted)}
.trust{list-style:none;padding:0;margin:22px 0 0;display:grid;gap:8px}
.trust li{display:flex;gap:10px;align-items:flex-start;font-size:.97rem;margin:0}
.trust svg{width:20px;height:20px;flex:none;margin-top:3px;color:var(--accent)}
.hero-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px;box-shadow:0 18px 40px rgba(16,33,58,.08)}
.hero-card figcaption{font-size:.85rem;color:var(--muted);margin-top:10px;text-align:center}
@media (max-width:860px){.hero{padding:36px 0}.hero-grid{grid-template-columns:1fr}.hero-card{max-width:420px}}

/* sections */
section{padding:56px 0}
section.alt{background:var(--bg-alt);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section-intro{max-width:44em;color:var(--muted);margin-bottom:28px}
.grid{display:grid;gap:18px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
@media (max-width:860px){.grid-3,.grid-2{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.card h3{margin-bottom:.4em}
.card p:last-child{margin-bottom:0}
a.card{text-decoration:none;color:var(--text);transition:border-color .15s,box-shadow .15s}
a.card:hover{border-color:var(--accent);box-shadow:0 10px 24px rgba(16,33,58,.08)}
a.card .more{color:var(--accent);font-weight:650;font-size:.93rem}
.steps{counter-reset:s;list-style:none;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;margin:0}
.steps li::before{content:counter(s);display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--accent);color:#fff;font-weight:750;margin-bottom:12px}
.steps strong{display:block;color:var(--ink);margin-bottom:4px}
@media (max-width:860px){.steps{grid-template-columns:1fr}}
.checks{list-style:none;padding:0}
.checks li{position:relative;padding-left:30px}
.checks li::before{content:"";position:absolute;left:0;top:.35em;width:18px;height:18px;border-radius:50%;background:var(--accent-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.5l3 3 7-7' fill='none' stroke='%230f7b6c' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/14px no-repeat}
.crosses{list-style:none;padding:0}
.crosses li{position:relative;padding-left:30px}
.crosses li::before{content:"";position:absolute;left:0;top:.35em;width:18px;height:18px;border-radius:50%;background:#fbeaea url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M6.5 6.5l7 7M13.5 6.5l-7 7' fill='none' stroke='%23b8433f' stroke-width='2.2' stroke-linecap='round'/%3E%3C/svg%3E") center/14px no-repeat}
.price-box{background:#fff;border:2px solid var(--accent);border-radius:var(--radius);padding:26px;max-width:520px}
.price-box .amount{font-size:2.6rem;font-weight:800;color:var(--ink);line-height:1}
.price-box .amount small{font-size:1rem;font-weight:600;color:var(--muted)}
.note{background:var(--warn);border-left:4px solid var(--warn-line);border-radius:8px;padding:14px 16px;font-size:.96rem}
.note p:last-child{margin:0}
.signer{display:flex;gap:18px;align-items:center}
.avatar{width:72px;height:72px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:750;font-size:1.4rem;flex:none}
.prose{max-width:46em}
.prose h2{margin-top:1.6em}
.prose h3{margin-top:1.3em}
.source{font-size:.88rem;color:var(--muted)}
.breadcrumb{font-size:.88rem;color:var(--muted);margin-bottom:14px}
.breadcrumb a{color:var(--muted)}
.page-head{background:var(--bg-alt);border-bottom:1px solid var(--line);padding:40px 0 34px}
.page-head .lead{margin-bottom:18px}

/* faq */
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:10px}
.faq summary{cursor:pointer;padding:16px 46px 16px 18px;font-weight:650;color:var(--ink);list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:18px;top:12px;font-size:1.4rem;color:var(--accent);font-weight:500}
.faq details[open] summary::after{content:"–"}
.faq details>div{padding:0 18px 16px}
.faq details>div p:last-child{margin:0}

/* cta + footer */
.cta{background:var(--navy);color:#dbe6f2;text-align:center;padding:56px 0}
.cta h2{color:#fff}
.cta p{max-width:36em;margin:0 auto 22px}
.site-footer{background:#0c1a2d;color:#a9b7c8;font-size:.92rem;padding:44px 0 90px}
.site-footer a{color:#dbe6f2;text-decoration:none}
.site-footer a:hover{text-decoration:underline}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}
.foot-grid h3{color:#fff;font-size:.95rem;margin-bottom:10px}
.foot-grid ul{list-style:none;padding:0;margin:0}
.foot-grid li{margin-bottom:6px}
.copy{border-top:1px solid #213a58;margin-top:30px;padding-top:18px;font-size:.85rem}
@media (max-width:860px){.foot-grid{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.foot-grid{grid-template-columns:1fr}}
.wa-float{position:fixed;right:16px;bottom:16px;z-index:30;display:none;width:58px;height:58px;border-radius:50%;background:var(--wa);box-shadow:0 8px 24px rgba(0,0,0,.22);place-items:center}
.wa-float svg{width:30px;height:30px;color:#fff}
@media (max-width:860px){.wa-float{display:grid}}
table.simple{width:100%;border-collapse:collapse;margin:0 0 1em;font-size:.96rem}
table.simple th,table.simple td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
table.simple th{background:var(--bg-alt);color:var(--ink)}

.nav a.btn-wa,.nav a.btn-wa:hover{color:#fff}

.cols{columns:3 220px;column-gap:28px;margin-top:14px;padding-left:0;list-style:none}
.cols li{break-inside:avoid;font-size:.95rem}
.faq-like{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 18px}
.faq-like summary{cursor:pointer;font-weight:650;color:var(--ink)}